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Debtor Representation Modern Solutions for Complex Legal Matters

Are You in Debt? We Can Help!

Santa Clarita Bankruptcy Lawyers

At Young & Chic LLP, we know how destructive debt can be. Our passion and experience are in helping families, individuals, and businesses facing seemingly intractable debt problems.

Eliminating Debt

If you are facing unmanageable credit card debt, medical bills, business debt, or can't make the payments on your house or car, call us. If civil judgments have been or could be entered against you, or your wages have been garnished or accounts levied, call us. Our Santa Clarita bankruptcy attorneys can help you explore bankruptcy and other options—whatever choices will prove most effective in your unique situation.

Some common strategies for eliminating debt include:

  • Chapter 7: In this type of bankruptcy, assets that are not protected by an exemption are liquidated by a trustee. Individuals generally get to keep their retirement savings, up to $175,000 in equity in a home, ordinary personal property such as furniture and clothing, and even vehicles and jewelry (up to maximum exemption amounts). Businesses can also file under Chapter 7—but if so, the business must close down immediately. For an individual or family, the goal of Chapter 7 is a "discharge"—commonly referred to as a "fresh start." At Young & Chic LLP, we think of the Chapter 7 discharge as a financial reboot.
  • Chapter 11: Chapter 11 is used to reorganize a business by allowing it to continue to operate while a plan to repay all or a percentage of its debt is developed. Chapter 11 can also be used to restructure debt for individuals with significant debts, assets, and income; Chapter 11 can provide a more flexible payment plan solution than Chapter 13.
  • Chapter 13: Individuals with regular income (and debt within statutory limits) can reorganize debt in a comprehensive, standardized repayment plan without liquidating assets.
  • Debt negotiation: Sometimes creditors will work with debtors to structure a repayment program outside of Bankruptcy Court. This option may work in both the debtor's and the creditor's favor.

Call Young & Chic LLP to consult an experienced Santa Clarita bankruptcy attorney regarding your options.

Meet the Team Behind Young & Chic LLP

A team of strategic thinkers, problem-solvers, and advocates dedicated to protecting your interests with precision, integrity, and modern legal insight. Our team speaks Spanish, Korean, Russian, and Armenian.

Why Choose Young & Chic LLP?

  • ACCESSIBLE EXCELLENCE.

    We believe exceptional counsel should also be approachable. Our process starts with a complimentary consultation designed to understand your needs and provide strategic next steps.

  • CLARITY IN COMPLEXITY.

    Whether navigating Litigation, Business Law, Employment Defense, Real Estate Law, Bankruptcy, Estate Planning & Administration, or
    Probate matters, we simplify the legal process. Translating complexity into clear, actionable solutions.

  • TRUSTED. RECOGNIZED. RESPECTED.

    Our attorneys are recognized by peers and industry organizations for exceptional ethics, insight, and professionalism — including the prestigious AV® Rating from Martindale-Hubbell®.

  • STRATEGIC MINDS. MODERN APPROACH.

    We combine decades of experience with a forward-thinking perspective. Every case is handled with precision, efficiency, and a clear strategy tailored to your goals.

Let’s Move Your Case Forward

Get Started With a Free 15-Minute Evaluation
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Hear From Our Clients

Trusted by Clients Across California
    “I refer all my clients needing legal counsel to Young & Chic LLP because I know they are in hands of very experienced real estate attorneys.”
    Incredibly professional and responsive. I'm a realtor in Southern California. I refer all my clients needing legal counsel to Young & Chic LLP because I know they are in hands of very experienced real estate attorneys.
    Cristian C.
    “We appreciate the compassion and competency held by every member of this firm and recommend the law offices of Young & Chic LLP to our friends and family throughout Los Angeles and all of California.”
    My family uses the law offices of Young & Chic LLP of Valencia, California, for some of the most critical preparations for our future and security in areas of estate planning. The unique circumstances of our situation were carefully examined and Mark Young along with his team of attorneys gave us options and advice in areas that will serve our future in intelligent and proactive ways. We feel protected, prepared and peaceful about everything this firm manages for us. We appreciate the compassion and competency held by every member of this firm and recommend the law offices of Young & Chic LLP to our friends and family throughout Los Angeles and all of California.
    Shalli B.
    “If you need help with a trust, I would definitely recommend the services of Young & Chic LLP.”

    I'm very pleased with the legal services provided by the Young & Chic LLP law firm. I became the trustee of my sister's trust upon her passing and needed help with administration, both legal and financial. She was located in Santa Clarita, and I'm located in Minnesota. With the great help of the staff, we were able to address all concerns from beneficiaries and myself to bring the administration to a close with minimal drama. Even with the distance between Young & Chic LLP and me, all went smoothly. If you need help with a trust, I would definitely recommend the services of Young & Chic LLP.

    Dennis S.
    “I will be using this firm again soon for family estate planning. I strongly recommend Young & Chic LLP.”
    Very good law services, great staff, they were all very respectful to me and treated me well, especially Shelly M. I have never work with such a sweet and professional person. The office is nice with amazing conference room. I was in a situation that no one could seem to help me with and they figured it out. This law firm is amazing. I received responses to my questions almost immediately every time. The pricing can be a little steep, but it's worth it and they do not pressure you about payment up front, they also give you an opportunity to make payment arrangements. I will be using this firm again soon for family estate planning. I strongly recommend Young & Chic LLP.
    Regina S.
    “We really appreciate their time and effort to help us and we definitely recommend them to everybody.”
    We are very blessed to have business with Mr. Young and staff. They have us well taken care of. It was our first time filing for bankruptcy and we were very nervous about it. They made us feel at ease and educated us with the process. Our case went smoothly because of them. We really appreciate their time and effort to help us and we definitely recommend them to everybody.
    M G S.
    “They were lightning fast as well, which was super important and ended up meaning that we got the property before someone else.”
    We used this firm to help us with a lease review. They caught some important mistakes and made terrific recommendations. They were lightning fast as well, which was super important and ended up meaning that we got the property before someone else. They also offered helpful follow-up. Couldn't be happier and will use them again.
    V V.
    “They are hands down the most proficient and efficient group I've had the pleasure of working with. I highly, highly recommend them.”
    The law firm of Young & Chic LLP handled my bankruptcy with professionalism, care, and compassion. They are hands down the most proficient and efficient group I've had the pleasure of working with. I highly, highly recommend them.
    Mike K.
    “Young & Chic LLP are the only team I would want representing me and you'd be wise to make the same choice.”
    You don't have to be Superman to fight for truth, justice and the American Way. The team at Young & Chic LLP are doing this every day and although their calm and professional Clark Kent demeanor might not show it, they are true super heroes in my book. Rarely do you call on the services of a law firm when life's all rainbows and unicorns. In fact, most of us call on these heroes when we are stressed, angry, depressed or perhaps even defeated. It is during these times of crisis that we need support, patience, understanding and compassion to light the way through the darkness. Young & Chic LLP provided us with this kind of hope and guided us through a very challenging real estate matter with the utmost professionalism and a broad and deep understanding of the legal issues at hand. There is a depth to this team that rivals any Sports Dynasty of the last century, including the infamous 1980's Los Angeles Lakers or the New England Patriots. Faster than a speeding legal brief, more powerful than a writ of execution, able to leap tall depositions in a single motion! Young & Chic LLP are the only team I would want representing me and you'd be wise to make the same choice.
    Arturo S.
Young & Chic LLP Young & Chic LLP
Contact 661-360-1211
Our Location
25152 Springfield Court, Suite 345
Valencia, CA 91355
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